Posts Tagged ‘Revealed’

Lawyer Advertising Revealed: How to Find and Hire a Battle-hardened Personal Injury Attorney

Saturday, April 3rd, 2010

Attorney advertising is everywhere–in the phone book, on the internet, in magazines, on television, and in every other type of media imaginable. Personal injury attorneys obviously account for most legal advertising. In fact, personal injury attorneys probably account for more popular media advertisements than all other types of lawyers combined. In an odd twist, however, most good personal injury lawyers (the ones with lots of trial experience and good reputations among the bar and with judges) have little need for expensive advertising. They don’t need to advertise, because clients are referred to them. On the other hand, lawyers with limited trial skills who advertise heavily and give the impression that they are experienced saddle the legal profession with a bad name. They are the ambulance chasers.

The main problem with personal injury attorney advertising is that it is too powerful, which is not a new idea. The United States Supreme Court has ruled that attorney advertising can be so powerful as to warrant restrictions on its use, despite free speech guarantees in the federal Constitution. Indeed, every state bar association of which this author is aware places restrictions on attorney advertising to curtail its persuasive effect. But the fact that so many injured people continue to hire advertising attorneys is evidence that restrictions on advertisements are not working. Courts and bar associations are unlikely to place additional restrictions on advertising attorneys, so what else can be done?

This article attempts to do two things: (1) expose advertising attorneys and the personal injury industry and (2) educate the general public on how to find ethical, experienced, talented, and proven trial attorneys. But exposure of the industry and educational materials will be valuable only to the extent that they are not “drowned out” by the work of advertising attorneys. The point of this article is to provide much needed information to injured people in need of excellent legal representation–people who almost always miss the ramifications of hiring attorneys who are heavily advertised.

When attorneys advertise on television, in the Yellow Pages, or in other mediums, they incur high overhead expenses. In addition to high marketing expenses, advertising attorneys hire additional employees to answer phones, screen potential clients, conduct intakes (or “free consultations”), gather client records, and manage a large number of cases. As a result, advertising attorneys are under tremendous pressure to generate cash for payroll and advertising expenses.

The pressure to generate cash flow forces advertising attorneys to settle cases quickly. These lawyers are reluctant to take cases to trial, because trial can be a long and expensive process. Here’s the rub: Insurance companies and defense attorneys know which personal injury lawyers are willing to take cases to trial and which ones have a reputation for settling cases quickly. As a result, insurance companies often “low ball” advertising attorneys. Advertising attorneys, in turn, are forced to recommend that their clients accept less than fair value for their claims. Most clients are easily persuaded to take what they can get, and the cycle continues.

On rare occasions, a client may simply refuse to settle. Advertising attorneys often refer those clients to skilled trial attorneys. At this point, it’s important to distinguish between types of attorneys. Advertising attorneys are skilled marketers who spend time learning how to sell their services via advertising. An experienced trial attorney, on the other hand, is an expert advocate who spends time developing and honing trial skills and maintaining a good reputation with the local bar association. These attorneys are respected by insurance companies and defense lawyers alike, because they are not afraid to file suit and follow through with trial, which adds value to settlement offers out of the gate.

Now that advertising attorneys are exposed, here’s how you can find a battle-hardened, ethical, and talented trial attorney:

Begin your search with an elite organization or association of trial lawyers. The American Board of Trial Advocates is a good example. Seek attorneys who hold leadership positions in this and other associations of trial lawyers.

Research attorneys on the bar association website for your state. Look for attorneys who are board certified in civil trial law (or in the specific field for which you need a lawyer).

Research attorneys on their personal or firm websites. Look for the jury verdicts obtained by the attorney you’re considering.

Ask friends, family members, and other attorneys for personal recommendations.

Ask lots of questions at your consultations with attorneys. Make sure the attorney you’re considering has handled a case similar to yours and ask about the outcome of that case. Let the attorney know that you’re not asking for or expecting a guaranteed result for your own case. Also ask about the number of cases the attorney takes to trial each year and the percentage of cases that settle out of court. Here, you’re looking for an indication that the attorney is willing to abandon settlement negotiations if they’re not going well and proceed to trial.

Do not begin your search with the phone book or by calling an attorney advertised on television. Only call an advertising attorney after you’ve done your homework and determined that he or she is well qualified to handle your case and willing to take it to trial if settlement negotiations are unsuccessful. One final word to the wise, attorney referral services often simply rotate the attorneys they recommend. If you are referred to a personal injury lawyer by a friend, family member, other attorney, or referral service, you still need to do your homework.

Armed with this information, you are much more likely to find and hire an attorney who can and will add value to your personal injury case. Good luck!

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Usana Compensation Plan Revealed

Sunday, November 15th, 2009

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Iowa’s Workers’ Compensation System- Myths and Mysteries Revealed

Friday, October 30th, 2009
In 1913, the Iowa Legislature passed the law creating Iowa’s workers’ compensation system. When the law was passed, there was a trade-off made between employers and employees. While an employee does not have to prove fault or negligence like they would in a car accident case for example, the trade-off is that the employee’s damages are limited. In an Iowa workers’ compensation case, an employee is generally not allowed to recover pain and suffering or loss of quality of life damages against the employer. The exception to this rule is if you can prove that a co-employee committed “gross negligence”. Also, if you were injured by someone who does not work for your employer or a defective product caused your injuries then you may be entitled to additional damages. You should consult an attorney to find-out if your case meets one of these criteria.

Another misconception that some injured workers have is that the insurance adjustor is there to help you with your work injury case. The insurance adjustor works for your employer and/or their insurance company and has no duty to protect your rights or even tell you what the law is. Also, sometimes a nurse or medical case manager will be assigned to your case. The nurse will come to your appointments, talk to your doctors and often act like they are your friend. Keep in mind that they also are working for your employer and/or their insurance company so be careful what you tell them. They are trained to find things in your past medical treatment and try to use those things against you in your work injury case. While honesty is always the best policy that does not mean you should tell them your whole life story. Along the same lines, often people think that they have to let the medical case manager into the examination room. The answer is no, you do not have to let them in during the examination. However, under Iowa law they can speak with your doctors and other medical providers when you are not present.

Sometimes clients will come to see me after they have fired an attorney they found in the phone book who advertised as a workers’ compensation attorney. Any Iowa attorney can advertise that they handle workers’ compensation cases even though they may have never handled a single case. What you need to look for is an attorney who advertises “practicing primarily in workers’ compensation”. This means that the attorney has certified with the Iowa State Bar Association that at least 40% of their law practice involves workers’ compensation and that they have spent at least 15 hours per year taking continuing education classes about Iowa’s workers’ compensation laws. Iowa’s work injury laws are far too complex for someone without knowledge and experience to represent an injured worker. Only a qualified Iowa workers’ compensation attorney can make sure that your rights are protected and that you are treated fairly in your case.

Another thing to look for when searching for an attorney is what results they have obtained for their clients and what their past clients have to say. Don’t take “all my cases are confidential” as an answer. Ask yourself do you want someone representing you with a proven track record or do you want to take a gamble on the attorney you chose. If an attorney has obtained good results for past clients and past clients have good things to say, then chances are they are qualified to to represent an injured worker. Whether you live in Des Moines, Cedar Rapids, Waterloo, Iowa City, Ft. Dodge, Marshalltown or even outside of the state of Iowa, you should find an experienced Iowa work injury attorney to help you.

Clients often wonder how they can afford to hire an attorney to help with their work injury case. First of all, most qualified Iowa work injury attorneys will provide you with an initial consultation at no cost. Also, most work injury cases are handled on a contingency fee. A contingency fee means that if you do not make a recovery then you will not owe any attorney fees. The attorney being paid is contingent upon you being paid. As part of the contingency fee, if you are currently receiving weekly benefits then the attorney should not charge you any fee on those benefits. Also, if the doctor provided by your employer and/or their insurance company (the company doctor) provides you with a permanent impairment rating your attorney should not take a fee on those benefits. If through the efforts of the attorney you receive more money than the impairment rating given by the company doctor then the attorney will receive a percentage of the additional money you receive. Once again I have seen many clients who were not happy with their prior attorney who had been charging them a fee on benefits that were rightfully theirs. Attorneys who do not routinely handle workers’ compensation cases will sometimes take a fee when legally they should not.

This article contains general statements, is not intended as legal advice or legal opinions and does not create an attorney-client relationship. Do not act or rely upon the information in this article without seeking the advice of an attorney because changes in the law occur frequently and you should consult with an attorney with respect to your particular case.

I offer a FREE Book entitled “Iowa Workers’ Compensation- An Insider’s Guide to Work Injuries”. Why offer a Free Book? Over the past 11 years I have represented hundreds of Iowans hurt at work and too many have made mistakes before they had the “right” information costing them thousands of dollars. Quantities are limited so go to http://www.IowaWorkInjury.com .

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